:root{--bg:#f5f8fc;--paper:#fff;--ink:#06285a;--muted:#53677d;--blue:#005b9f;--blue2:#0878bd;--dark:#04265a;--gold:#d8a22a;--gold2:#f4c247;--line:#dbe5f0;--soft:#eaf2fb;--radius:24px;--shadow:0 18px 50px rgba(4,38,90,.1)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Roboto',Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.65}
a{color:inherit}
img{max-width:100%;height:auto}
.skip{position:absolute;left:-999px}
.skip:focus{left:1rem;top:1rem;background:#fff;padding:.7rem;z-index:99}
.container{width:min(1160px,calc(100% - 32px));margin:auto}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:.75rem 0}
.logo{width:210px;height:auto;display:block}
.nav{display:none;gap:1rem;align-items:center}
.nav a{text-decoration:none;font-weight:600;color:var(--dark);font-size:.95rem;text-transform:uppercase;letter-spacing:.05em}
.nav a:hover,.nav a.active{color:var(--gold)}
.lang{display:flex;align-items:center;justify-content:center;border:1px solid var(--line);border-radius:10px;padding:.28rem .42rem;background:#fff;line-height:1}
.flag{width:30px;height:20px;border-radius:4px;display:block;box-shadow:0 1px 4px rgba(4,38,90,.14);transition:transform .2s ease}
.lang:hover .flag{transform:scale(1.08)}
.menu-btn{display:flex;flex-direction:column;justify-content:center;gap:5px;width:44px;height:44px;background:var(--dark);border-radius:50%;border:none;cursor:pointer;padding:0}
.menu-btn span{width:20px;height:2px;background:#fff;display:block;margin:0 auto;transition:.3s}
.menu-btn.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.menu-btn.active span:nth-child(2){opacity:0}
.menu-btn.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.nav.open{display:grid;position:absolute;left:16px;right:16px;top:82px;background:#fff;border:1px solid var(--line);border-radius:22px;padding:1rem;box-shadow:var(--shadow)}
.hero{padding:4rem 0 2rem}
.hero-grid{display:grid;gap:2.2rem;align-items:center}
.eyebrow{letter-spacing:.15em;text-transform:uppercase;color:var(--gold);font-weight:900}
.hero h1,.page-hero h1{font-size:clamp(2.3rem,6vw,4.8rem);line-height:1.02;letter-spacing:-.05em;margin:.3rem 0 1rem;color:var(--dark)}
.lead{font-size:clamp(1.08rem,2vw,1.28rem);color:var(--muted);max-width:760px}
.actions{display:flex;flex-wrap:wrap;gap:.85rem;margin-top:1.6rem}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:.82rem 1.25rem;border-radius:999px;text-decoration:none;font-weight:900;border:1px solid var(--blue);color:var(--blue)}
.btn.primary{background:linear-gradient(135deg,var(--blue),var(--dark));color:#fff;border-color:transparent}
.visual{background:linear-gradient(145deg,#fff,var(--soft));border:1px solid var(--line);border-radius:34px;padding:1rem;box-shadow:var(--shadow)}
.trust{display:grid;gap:.75rem;margin:1.5rem auto 3rem;justify-items:center;text-align:center}
.trust span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:.75rem 1rem;font-weight:900;color:var(--dark);display:flex;align-items:center;justify-content:center;gap:.55rem;text-align:center;width:100%;max-width:320px}
.trust span:before{content:'✓';display:grid;place-items:center;min-width:22px;width:22px;height:22px;border-radius:50%;background:var(--gold);color:#fff;font-size:.8rem}
.section{padding:3rem 0}
.section-title{max-width:760px;margin-bottom:1.5rem}
.section-title h2{font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.1;margin:0;color:var(--dark)}
.section-title p{color:var(--muted)}
.cards{display:grid;gap:1rem}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.45rem;box-shadow:var(--shadow)}
.card h3,.card h2{margin-top:0;color:var(--dark)}
.card img{border-radius:18px;background:var(--soft);margin-bottom:1rem}
.split{display:grid;gap:2rem;align-items:center;background:#fff;border:1px solid var(--line);border-radius:34px;padding:1.4rem;box-shadow:var(--shadow)}
.list{padding:0;margin:1rem 0 0;list-style:none}
.list li{position:relative;padding-left:2rem;margin:.65rem 0}
.list li:before{content:'✓';position:absolute;left:0;top:.08rem;width:22px;height:22px;border-radius:50%;background:var(--gold);color:#fff;display:grid;place-items:center;font-size:.75rem;font-weight:900}
.page-hero{padding:4rem 0 1.5rem}
.contact-grid{display:grid;gap:1rem}
.contact-item{display:flex;gap:1rem;align-items:flex-start;background:var(--soft);border-radius:18px;padding:1rem;margin:.75rem 0}
.icon{display:grid;place-items:center;min-width:42px;height:42px;border-radius:14px;background:var(--dark);color:#fff;font-weight:900}
.footer{margin-top:3rem;background:linear-gradient(135deg,var(--dark),#001a3b);color:#fff;padding:2rem 0}
.footer-grid{display:grid;gap:1rem}
.footer p,.footer address{color:#dbe5f0;font-style:normal}
.footer a{color:#fff}
.notice{background:#fff8e6;border:1px solid #f3d37c;border-radius:18px;padding:1rem;color:#5e4300}
@media(min-width:760px){
  .trust{grid-template-columns:repeat(3,1fr)}
  .cards.two{grid-template-columns:repeat(2,1fr)}
  .cards.three{grid-template-columns:repeat(3,1fr)}
  .contact-grid{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr auto}
}
@media(min-width:920px){
  .menu-btn{display:none}
  .nav{display:flex}
  .hero-grid{grid-template-columns:1.03fr .97fr}
  .split{grid-template-columns:.9fr 1.1fr;padding:2rem}
}
@media(max-width:560px){
  .logo{width:165px}
  .hero{padding:2rem 0}
  .visual{padding:.55rem}
  .contact-item{display:grid}
}